Buying TreasuryDirect securities is a straightforward way to purchase U.S. government-backed investments without going through a broker. In this guide, you’ll learn how TreasuryDirect works, how to set up an account, and how to place your first order with confidence.

Treasury Inflation-Protected Securities, or TIPS, are designed to help your money keep pace with inflation by adjusting their principal as prices rise. For investors focused on preserving purchasing power, they can be a practical way to add stability to a diversified portfolio.

Treasury bills are a simple, low-risk way to earn a return on cash you don’t need right away. Backed by the U.S. government, these short-term securities are bought at a discount and pay out their full value at maturity.