Buying TreasuryDirect securities is a straightforward way to purchase U.S. government-backed investments without going through a broker. In this guide, you’ll learn how TreasuryDirect works, how to set up an account, and how to place your first order with confidence.

Treasury bills are a simple, low-risk way to earn a return on cash you don’t need right away. Backed by the U.S. government, these short-term securities are bought at a discount and pay out their full value at maturity.